Certificate Rates
| Term Share Certificates ** & Individual Retirement Account Certificates (IRA)*** Rates | Dividend Rate | APY* | Term | Compound Frequency | Minimum Balance |
| Term Share Certificates ** & IRA*** |
0.10% |
0.10% | 6 month | Monthly | $2,500.00 - $74,999 |
| Term Share Certificates ** & IRA*** |
0.20% |
0.20% | 6 month | Monthly | $75,000.00 & Over |
| Term Share Certificates ** & IRA*** |
0.10% |
0.10% | 12 month | Monthly | $2,500.00 - $74,999 |
| Term Share Certificates** & IRA*** |
0.20% |
0.20% | 12 month | Monthly | $75,000.00 & Over |
| Term Share Certificates** & IRA*** |
0.10% |
0.10% | 24 month | Monthly | $2,500.00 - $74,999 |
| Term Share Certificates** & IRA*** |
0.20% |
0.20% | 24 month | Monthly | $75,000.00 & Over |
*APY = Annual Percentage Yield
**Early Withdrawl penalties apply
***IRS IRA rules apply
Term = Month
Effective date:
05/01/2013 Interest rates are set by the Board of Directors and are subject to change.
