Loan Rates
| New Autos / New Motorcycle | Base APR* | Term | |
| New Autos (1) - 125% MSRP |
2.29% |
up to 60 mos. | Calculator |
| New Autos (1) - 125% MSRP |
2.49% |
up to 72 mos. | Calculator |
| New Motorcycles (1) - 125% MSRP |
4.29% |
up to 60 mos. |
Calculator |
| New Motorcycles (1) - 125% MSRP |
5.29% |
up to 72 mos. | Calculator |
| Used Autos | Base APR* | Term | |
| Used Autos (2) - 125% Retail Kelley Blue Book |
2.29% |
up to 60 mos. | Calculator |
| Used Autos (2) - 125% Retail Kelley Blue Book over $30,000 |
2.49% |
up to 72 mos. | Calculator |
| Personal Loans | Base APR* | Term | |
| Personal Loan - Up to $15,000 Per Househould |
8.00% |
24 to 36 mos. | Calculator |
| Personal Loan - Up to $15,000 Per Househould $3,500 min. |
8.00% |
48 mos. | Calculator |
| Personal Loan - Up to $15,000 Per Househould $5,000 min. |
8.00% |
60 mos. | Calculator |
|
8.00% |
n/a |
Calculator | |
| Share Secured - 100% of available balance |
3.00% |
up to 180 mos. | Calculator |
| Certificate Secured** - 100% of available balance |
3.00% |
up to 180 mos. | Calculator |
| Home Equity Loans | Base APR* | Term | |
| Home Equity Line of Credit - Up to $150,000 |
Variable |
Open-End | Calculator |
| Credit Card Loans | Base APR* | Term | |
| VISA Platinum - No Rewards |
7.99% |
Revolving | Calculator |
| VISA Platinum - Rewards |
9.99% |
Revolving | Calculator |
| Secured VISA - up to $5,000 |
17.99% |
Revolving | Calculator |
Interest Rates are set by the Board of Directors and are subject to change.
*APR = Annual Percentage Rate
**Certificate Secured rate is 3% over dividend rate. ***Closed End = no additional advance allowed.
(1) Representative Example: $9.99 per month per $1000.00 borrowed at 8.75% rate for 15 year term.
(2) Maximum vehicle age of 10 years old to qualify for auto loan rate.
Go To Loan Application | Go To Calculators
Rates displayed are the lowest rates available. Rates are applicable to members with proven ability to maintain excellent credit for a period of 3 years or more and to effectively manage their level of unsecured debt while building assets. Increase in rates of up to 14% could be added to the rates for members who fail to meet this criteria. All loan commitments will be on approval of credit and based on the creditworthiness and the abilities of the individual borrower.
