Western Healthcare Federal Credit Union's share certificate account lets you deposit your money for a specified period of time making your money grow faster than traditional savings accounts.
Our share certificates are designated as fixed rate accounts. Current terms and rates can be found on the Certificate Rates page.
Dividends are compounded monthly and will be credited monthly.
The minimum balance required to open a share certificate is $2,500. You must maintain a minimum average daily balance of $2,500 to obtain the Annual Percentage Yield.
Share Certificates will automatically renew at maturity for the same time period as the original term at the prevailing rate unless you withdraw all of the funds in your account at maturity or within a grace period of 10 days after maturity.
Early Withdrawal Penalties may apply if withdrawals are made prior to the maturity date. Please see the "About Your Credit Union Accounts Disclosure" or call the Credit Union for additional information on these accounts.